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The Beauty of a Budget

The Beauty of a Budget

Many people think budgets are about deprivation. As a financial advisor, I feel they are about liberation. Here’s a simple three-step plan to create a budget that you will feel excited to follow. Step #1: Understand the real purpose of a budget. It’s not necessarily what you might think. The benefit of a budget is that it establishes boundaries. Importantly, these boundaries can set you free to focus on what is most essential. Let me explain. Because we live in a world with so many choices, people often think of budgeting as a constraining, joy-restricting activity. But when done correctly, budgeting actually creates a protective financial haven around you (by simplifying your set of cho

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